Deputy MLRO

Deputy MLRO

Location: Birmingham, Salary: £42,000 + (DOE)

Reporting to:

• Head of Financial Crime Compliance & MLRO

Role Purpose – 2nd Line Transaction monitoring and investigation and other duties

• Second line post transaction review to ensure transactions were correctly decisioned

with supporting documentation in line with the policies and procedures. Onward
remediation as required

• AML dashboard analysis with investigations calling agents/customers as needed
• Liaising with other team members in Dhaka
• Reporting suspicious transactions to MLRO via SARS
• Management and documentation of fraud issues advising the MLRO
• Ownership and management of the complaints process advising the MLRO
• Ownership and management of data subject related complaints process advising the

MLRO

• Daily Safeguarding of client funds
• Review of agent visit reports brought in by RM’s and making recommendations to

MLRO

• Review of transactions from child accounts to spot suspicious deposit patterns with

onward escalation to the MLRO.

• Other assignments as directed by MLRO
• Preparation of various regulatory reports to the FCA including Gabriel, Complaints

report and Fraud report.

• Secretary to the Risk and Audit Committee
• Secretary to the Management Compliance Committee
• Back up to the MLRO
• Daily updating of sanctions list
  

Qualifications and requirements

• Having relevant AML/CFT qualifications will be considered as an asset
• Maintain an understanding of the requirements of FCA regulations and guidance

relating to financial crime.

• To maintain understanding and expertise in AML Regulation
• To maintain understanding of jurisdictional risk relating to financial crime
• AML Certifications are a plus
• + 5 years of experience in Compliance department in an Authorised Payment

Institution is also a plus.
Skills:

• A creative problem solver with a strong positive mindset
• Analytical skills and an eye for detail
• Able to work in a dynamic environment and embraces change

• Numerical skills
• Communication and presentation skills
• Ability to cope under pressure
• Negotiation skills and the ability to influence people
• Expertise in MS Office package is desired