Income Officer

Torus Group

Do you have excellent communication skills, strong negotiation abilities, and a passion for supporting customers to sustain their tenancies? We’re looking for an Income Officer to join our team and play a vital role in managing rent accounts while working closely with customers to prevent and reduce rent arrears. This role offers the opportunity to make a real difference by supporting customers to access the right advice and financial support while ensuring effective income collection.

This role is offered on a full-time basis, working 37 hours per week on a 12-month fixed-term contract. This position operates on a hybrid working arrangement, with office attendance required on Mondays and Wednesdays at our St Helens office and the remainder of the week working from home.

What you’ll be doing

  • Manage a designated patch of rent accounts, ensuring rental income is collected effectively and arrears are minimised.
  • Monitor accounts proactively, identifying arrears early and taking appropriate action in line with policies and procedures.
  • Work directly with customers to agree sustainable repayment plans and provide support to help maintain tenancies.
  • Provide guidance on welfare benefits, Universal Credit, and financial support options, signposting customers to specialist services where appropriate.
  • Take appropriate action in line with the arrears recovery process, including preparing cases for legal action when necessary.
  • Maintain accurate records and case notes using housing management systems to ensure clear audit trails.
  • Work collaboratively with internal teams and external partners, including support services and local authorities, to support customers and maximise income recovery.
  • Contribute to achieving rent collection and arrears reduction targets.
  • Promote early intervention and financial inclusion, supporting customers to manage their finances and avoid escalation of debt.
  • Ensure all work is carried out in line with relevant legislation, organisational policies, and best practice.

What we’re looking for

  • Experience working in income management, housing, debt recovery, or a similar customer-facing role.
  • Knowledge of rent arrears management and income recovery processes, ideally within social housing.
  • Understanding of welfare benefits, Universal Credit, and financial inclusion support.
  • Strong communication and negotiation skills with the ability to build positive relationships with customers while managing challenging situations.
  • Ability to manage a busy caseload, prioritising work effectively to meet deadlines and performance targets.
  • Experience maintaining accurate records and case management systems.
  • A customer-focused and empathetic approach, with the ability to support vulnerable customers.
  • Good organisational and problem-solving skills.
  • A commitment to health and safety, equality, and excellent customer service.
  • Full UK driving licence and willingness to travel as required.

Interview Process

  • Candidates will be invited to attend an interview, which will include a competency-based discussion exploring relevant experience, knowledge, and skills required for the role. Interviews will be held at our St Helens Office on 15th and 16th April 2026

Additional Information

  • Right to work verification

  • Qualification certificate check (where applicable)

  • Two completed references

  • Occupational Health questionnaire – Fit for Work

  • DBS check (if required for the role)

  • Completion of all new starter documentation including signed terms and conditions

Please note, we reserve the right to close this advert early if we receive a sufficient number of applications.

How to apply

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