Protection Adviser

Self-Employed Protection Adviser

House & Holiday Home Mortgages Ltd | Remote (UK) | Self-Employed | Protection Specialist

Who We Are

House & Holiday Home Mortgages is a remote-based, family-run brokerage with a specialism in holiday let and holiday home finance; a niche we know better than almost anyone in the market. We advise across residential, buy-to-let, holiday let, second home and equity release, and we're in the middle of an exciting period of growth.

We have a growing team of advisors serving clients across the UK and an established, expanding mortgage client bank that needs a protection expert to ensure we’re fully protecting all types of clients.

That's why we're hiring a dedicated protection specialist.

The Role

This is a focused, self-employed Protection Advisor role. You'll advise exclusively on protection; life cover, critical illness, income protection, family income benefit and business protection. No mortgages. Just protection, done properly.

Here's what makes this different from other self-employed protection roles: you won't be starting cold. You'll have structured access to HHH's existing mortgage client bank as a warm referral pipeline from day one. Every mortgage client is a potential protection client and right now, we’ve a bank of clients to re-engage and ongoing mortgage advice to feed in too.

If you're a protection specialist tired of building from scratch every time, it’s worth reading on.

We're not promising it's easy. But we are promising warm pipeline, proper support, and a business that genuinely values what you do.

What You'll Be Doing

• Expert protection advice across: life, CIC, IP, FIB and business protection

• Receiving warm referrals from HHH mortgage advisors and converting them with skill and care

• Conducting thorough protection fact-finds and providing genuinely tailored recommendations

• Handling objections with empathy and conviction to help clients understand the real cost of being unprotected

• Managing cases through to policy inception with full admin support

• Working collaboratively with the mortgage team to ensure no client falls through the gap

• Maintaining full FCA compliance within the Mortgage Intelligence framework

What We Offer

✓ Really competitive commission split

✓ Zero monthly fees or desk charges

✓ Warm referral pipeline from an established and growing mortgage client bank

✓ Dedicated admin support

✓ Mortgage Intelligence network who handle compliance, PI cover and provider access

✓ A mortgage team actively feeding you referrals

✓ A remote, collaborative team culture which is supportive without being overbearing

✓ A role you can genuinely make your own as the business grows

What We're Looking For

• Minimum 3 years' dedicated protection advisory experience; this is a specialist role

• Proven experience across life, CIC, IP, FIB and business protection

• CeMAP or equivalent with protection permissions (or transferable)

• A confident, empathetic advisor who can handle objections and convert warm leads

• High compliance standards and thorough record-keeping

• Collaborative as you'll be working as part of a mortgage-led team

• Existing client bank welcome but not required; the pipeline opportunity here is real

Working at HHH

Fully remote. Flexible. No fixed desk, no commute, no office politics. You'll work from wherever you work best and serve clients across the UK.

We're a family business. We’re small enough so that everyone matters, but ambitious enough that there's real momentum. We're building a team of people who are excellent at what they do and want to be supported to do more of it. If that sounds like you, we'd love to hear from you. We’re nice people helping nice people.

Application Question

"Tell us about the range of protection work you currently advise on and give us an example of a business protection case you've handled."

This helps us quickly understand your experience level and where your strengths lie and it gives you a chance to show us what you're made of before we've even spoken.

How to Apply

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Subject line: "Protection Advisor — Application"

We respond to every application personally. Successful candidates will be invited to an informal conversation where we’ll chat about what you're looking for and whether we're the right fit for each other.

No recruiters or agencies please.